Construction Financing Details

There "is" simply no better construction financing in America!

Construction Financing Requirements

Finding a bank for owner-builder construction loans can be difficult. Owner Built Custom Home's reputation for construction expertise and our budgeting accuracy enable our clients to readily obtain construction loan financing through our banking relationships.

As soon as possible in the process, you need to provide the following documentation:

  1. Complete set of final plans.
  2. List of detailed specifications.
  3. Construction Budget.
  4. Construction Contract.
  5. Copy of your title policy on your lot.
  6. Survey or copy of the recorded plat.
  7. Copy of your Earnest Money Contract if you have not purchased the lot.
  8. Landlord information if renting: name; address; phone. You will need this information for the last 2-3 years.
  9. Latest payroll check stubs and W-2 forms for the last 2-3 years (if not self employed)
  10. Self-employed: last 2 years complete business and personal tax returns.
  11. The last 3 complete statements of your: checking, savings, and investments: CD, IRA, 401K, retirement; stocks and bond accounts and partnerships.
  12. Statements or paid deeds for all properties owned and mortgage statements.
  13. Liabilities: List of all loan and credit card statements with lender name, address and phone and payments.
  14. Automobiles: Make and model & value with loan statements if financed or copy of clear title.
  15. If you own rental property, you will need a copy of lease from each property.
  16. Your closing documents on the house if sold.

We have the Best Owner Builder Construction Financing and loans available! What does this mean? Even with the current credit challenges in the market, we can often provide Owner Builder Loans/Financing with minimal money down.

If you are in the Houston area and you need an Owner Builder construction loan, we are the best company to call, ..... period! We offer the Owner Builder program for anyone building in Houston, Dallas, Fort worth, Austin, San Antonio, or Hill Country area.

Call or e-mail Builders Priority Mortgage at (281)259-8899 or